GROUP DENTAL PLANS

SIEBA Dental Direct

A Dental Plan So Simple, It Will Make You Smile

A Fresh Idea in Dental Benefits

For Companies: **

A Dental Plan That Lets You Control Costs

For Dentists:

A Dental Plan With No Restrictions On Fees Or Treatment

For Patients:

A Dental Plan That Lets You Choose Your Dentist And TREATMENT

Dollar For Dollar The Dental Plan That Pays The Most For Actual Treatment!

• Maximizes your benefit dollar:  Dollar for dollar...payments based solely on the cost of care

• Cost control:  Our statistics show that, only about 60% of covered employees take advantage of their dental benefits each year.  With SIEBA, instead of paying insurance premiums for every employee regardless of usage, your company only pays claims for those employees who actually visit the dentist

• Access to all dentists:  Employees have the freedom to choose any dentist they wish and still receive full plan benefits 

• Major work can be planned with your dentist in order to receive maximum benefits

• SIEBA makes administration easy:  No exclusions or complicated rules to follow

• No hidden costs to employees.  Fewer hassles for everyone
   

• SIEBA administers Dental Direct as a TPA (Third Party Administrator), not the dentists AND not the insurance companies

• SIEBA has a good working relationship with the dental community; so dentists will normally submit claims directly to SIEBA

• SIEBA provides fast turnaround of all claims

• SIEBA is an experienced TPA and can monitor utilization

• No hidden costs; Dental Direct does not involve insurance companies and therefore saves money

• For companies, SIEBA individually custom-designs and tailors the plan and the benefits schedule

How SIEBA Works For You:

• Comprehensive:  no specified procedures - it's up to the patient and the dentist

• No premiums -- pay only for actual treatment

• Patient Choice:  choose any dentist

• Money paid goes toward treatment -- not overhead

• No restrictions on treatment 

• Plans can be custom-designed to suit employer's needs

• Self-funded:  your company decides how much to spend on each employee

• On-going peer review to ensure quality of care and resolve issues

**  For companies with 10 or more employees.

For more information, fill out the Dental Direct Cost Estimate Form and mail and/or fax it to us.